Save Money. Improve Benefits.

The Champ Plan and Encompassing Health are Section 125-cafeteria plans. They are employer sponsored, voluntary, self-funded benefits plans.

1

Provides pretax benefits under a Section 125

2

Provides the company average savings of $500-800 per employee per year

3

Can increase employees pay by an average of $1,500 per year net ($125 per month)

Once a month, enrolled employees will engage in the Champ Personal Health Manager App directing them to complete a health module OR utilize the following tools and services organically:

  • Telemedicine

  • Prescriptions

  • Doctor / Urgent Care visits

  • Added value health services

  • Champ Plan™ benefits

  • Direct Primary Care

The Champ Plan doesn’t interfere with or replace any current health plan.

Endorsed By the Two Largest Payroll Companies

What others have to say about the Champ Plan

  • During my time as a corporate auditor representing the IRS, I saw many wellness plans that came under scrutiny because there were gaps between the design of the plan and the interpretation of the IRS rules. The Champ PlanTM closed those gaps. If I were still in practice with the IRS, there would be no potential exposure designed their plan within the letter of the law.

    IRS Corporate Auditor (1987-2019)

  • As a fast food chain we always had an issue offering benefits to our employees and the Champ PlanTM has been the perfect fit to accomplish that. Not only does it increase their pay but it provides minimum essential coverage and useful benefits they can use as standalone and with their current plan. The rollout was seamless to all our employees and despite the initial complexities of the plan, the employee experience has been very easy for them to understand. I can honestly say our only regret was not doing it sooner as the tax benefits have been real and tremendous. Our employees have been happy with their benefit plans and the competitive rates. We were pleasantly surprised to see the renewal rates come in lower than we anticipated that shows the effectiveness of the Champ PlanTM reducing the claims that hit our major medical. The Champ PlanTM has been great to work with and we appreciate their level of detail and expertise to help us manage our claims internally which has kept our rates down.

    Jay Hardesty (Arby’s Owner)

  • We’ve been with the Champ PlanTM for over 3 years now At first, we were hesitant because we didn’t know if our employees would actually see the benefit. Looking back, we now wish we rolled it out years sooner. Our employees are healthier and they love the added medical benefits along with their higher paychecks. To date we have saved our company and our employees millions and have it implemented in 85 stores across the country. The Champ PlanTM has been the single greatest benefit we have implemented for our employees and our bottom line.

    Curt Schmidt (Piggly Wiggly Owner)

Companies that use the Champ Plan or Encompassing Health

$1,500

Employees average increase in net pay per year

$500-800

Fixed net savings per employee per year for the employer

97-100%

Employee retention on the plans

Book an appointment.

This appointment is to review and discuss how we can decrease your FICA Insurance costs with the robust benefits of the Champ Health Management Plan or the Encompassing Health Management Plan.